woke up to a man banging down my door and handed m...

woke up to a man banging down my door and handed me a civil warrant, I was not expecting this as i got no warning i was going to be served a civil warrant. It was not delivered to me certified. some man from a Graphics company just showed up and handed it to me, no sheriff or anything, I contacted an attorney here in my town and she said it sounds suspicious. Thanks to Stenger & Stenger my family is not having no Christmas and i tried to get them to lower the debt but they wouldn't budge on it, Credit One is a scam if there ever was one, Tried to pay my bill 6 times online never could, not only that they charge $9.95 to pay you're bill, and $25 if you are late, tried calling customer service but none of them speak english, $399 in debt and they are making me pay $703, I am going to demand proof of the validity of the debt. they are only giving me until Jan 17th, 2018 to pay the balance in full.