Horrible.....paid overpriced rates on a teachers s...

Horrible.....paid overpriced rates on a teachers salary for 20 loyal years and was never late for anything.

For some fairytale reason I thought that the teachers insurance company was more ethical than the rest of the industry so i just paid.. Obviously I was wrong.

At the beginning of March I put in a claim because my camper was damaged over the winter. A ball had hit a valve and it leaked all winter and rotted the floor. It was not maintenance, it was an accident that I didn't know even happened.

82 days of everyday phone calls and they are still fighting me on a fair settlement. The 2nd party adjuster came out and estimated the damages at $6000, then Horace Mann asked him to change the estimate and they sent me a check for $823. The 2nd party appraiser said that Horace Mann instructed him to change the original estimate and said they were crooks.

In the last 82 days I have change my insurance company to State Farm, way better rates and hopefully they are there when I need them. Because Horace Mann is not.