HORRIBLE!!!! I had late fees left and right for no...

HORRIBLE!!!! I had late fees left and right for no damn reason and my check got lost once which resulted in more late fees! They don t work with you when you try to pay. They wouldn t let me pay my late fees half and half its all or Nothing. Sure you can pay half, plus a $20 paying over the phone charge and the fees keep accruing interest even though you re trying to pay them off, they dont care.