I was hesitant to refinance my home because I had ...

I was hesitant to refinance my home because I had heard the numbers don't work out if you're not reducing by at least a point, but there were so many more options than I realized and Rich Hunt was so patient in explaining the intricacies that applied to my refi. I ended up getting money back and saving a lot of money on my monthly payment. Best decision. So glad I trusted Rich. I will be a client for life!