R Morgan

Review of Department of Community Affair...

Please beware of fees!!!!!!!!! Many mortgage comp...

Please beware of fees!!!!!!!!! Many mortgage companies do not have the fees that this government program that is suppose to help 1st time homeowners have. For instance, insurance claims. Most mortgage companies does not make you pay for a fee for an inspector as well as an affidavit to ensure that you have completed the work. They treat people who are trying to do right, like criminals. The criminals don't care and find a way around the paperwork. All of the fees, time off of work for unnecessary things to ensure the roof is completed and there is no fraud. Who are they? Did they help with the down payment? No. Did they help with upgrades to your home? No. Do they even help you with insurance premiums? No. But we as the consumers are expected to pay fees for rules that this mortgage company has imposed, by force. The other option is taking it to the end of your loan, which adds interest to the loan. This is LUDACRIS! How does the government get away with this type of stealing from the Americans? They take your money without approval and tell you, this is policy. In my book, this is stealing. No need to complain, JUST BEWARE!!!!!!! Only use them if necessary. Find another mortgage company without the fees. I am on my search to get out of this government loan.