They take advantage of ppl who've defaulted on the...

They take advantage of ppl who've defaulted on their student loans your payments for 7 months barely count because they hit you with so many collection fees that they dont even give you info or a breakdown of on. They'll prolly screw us with the make 7 months of payments thing due to us not paying during the corona pandemic because we dont have to due to cares act, but I hope not. They're a racket.