DON'T DO BUSINESS WITH THIS COMPANY!!! CHEAP(i...

DON'T DO BUSINESS WITH THIS COMPANY!!! CHEAP(ish) PREMIUMS DON'T DO YOU ANY GOOD IF THEY'RE NOT THERE WHEN YOU NEED THEM!
I've had insurance through Lighthouse for several years, with no claims. Out of the blue, they send an inspector to come take pictures of my house. The inspector's report says there is "some lifting" of the shingles on my roof, but didn't list that in the summary of "adverse conditions" because it isn't bad enough to be an issue. A month later, I got a cancellation notice from Lighthouse with the reason "missing shingles." There are NO missing shingles on my roof! So, here's their game: insure you for a few years, collect your premiums, then as the odds begin going up that there may be a claim, cancel you for whatever bogus reason they can think of.
Read all the reviews from their customers before you decide to do business with them! Every review for at least the last year is 1 star, noting their terrible track record of not covering losses, lying about communication, not returning calls of customers who need help, etc., etc. The VAST majority of the good reviews are from agents who are paid by these crooks!