Late fee with Camelot Apartments in Saginaw Michig...

Late fee with Camelot Apartments in Saginaw Michigan, for "non-sufficient funds" when I paid online with the payment "cafe", the money was clearly in my account until I withdrew it to get a cashiers check...and it's also crazy how they comment on the good reviews and not one word on the bad ones or reviews that have complaints....how awesome is that. I've emailed, called, left messages and nothing. And why do you have to pay $100 dollars to do a payment plan???