BEWARE - Do NOT go with this insurance! They tota...

BEWARE - Do NOT go with this insurance! They totally suck and DO NOT care about your health at all. Their concierge people do not speak english nor do they know their own benefit which allows them to give you FALSE untrue advice. Horrible insurance I've dealt with EVER! Very Unprofessional and rude! Be warned! Incompetent people and put your health at risk.