Watch out. The insurance does not pay damages. My ...

Watch out. The insurance does not pay damages. My concern is theft of a luxury watch in a club in Zurich. They give absurd reasons for non-payment. That I had to know who stole my watch. The watch could not be stolen just like that! I had to remember it! Unfortunately, the thief did not imagine and if I noticed the theft, I would certainly have taken something! Now I have to sue the insurance. It costs nerves and time. They think people are idiots. Stay away from the insurance, there are enough other, correct insurance.