Not good dental insurance, steer clear....my compa...

Not good dental insurance, steer clear....my company switched over dental plans because well beam is cheaper and all the paperwork and information we got said even if our dentist is out of network the coverage would be the same. Imagine my surprise when getting a $270 bill for having a filling redone. Now here is what beam does not tell you, the do cover the 80% of minor work and 100% of preventative but they only cover those percentages out of what they allow to pay towards the actual billed item. In my case they only allowed $131 for a filling, $42 for and exam and $16 for an x-ray. Now out of the figures they allow based on what they say is the average cost (ha that s just a lie) that is what the 80-100% come out of. Did I mention none of this or their figures are on any of their information I signed off on. I m currently appealing these charges which you can t even talk directly to anyone about because of what I was told are legal reasons. To me this is honestly bait and switch and borderline illegal business practices. This seems to be a new company more focused on selling their smart toothbrushes than insurance. I sincerely hope they go out of business.