Reading the bad reviews made me want to comment. ...

Reading the bad reviews made me want to comment. I have been dealing with and have Mutual Benefit Insurance for a long time. Their coverage's and pricing are excellent. If I have ever needed customer service, I call my agent. If I end up calling the actual company if my agent is not available I have never had a problem, they are always very courteous. Being in the customer service business myself, I can bet that the customer wasn't getting what they wanted and began to get rude first. Plus, you cannot expect the insurance company to give you more for your vehicle if it is not valued at a higher amount. That is the way insurance works. I would recommend Mutual Benefit Insurance to anyone I know!