I was involved in an accident in 2009. A third par...

I was involved in an accident in 2009. A third party sued me even though damages were only a crack in the plastic rear bumper (clearly a scam). Gore mutual denied to represent me and claimed "material misrepresentation". I was overwhelmed at the time and have been self representing for 10 years until I attended a pre-trial a few months ago. I decided to hire a lawyer to set aside my noting in default and prepare a defense statement. I am having to pay 7,500. I have suffered from depression and stress and have lost money un-rightfully over the years. Gore Mutual never detailed their basis for their material misrepresentation claim. I was 20 years old and dealing with a lot at the time to handle the situation and large amount of mail being sent. Do not ever do business with them. You will have so much trouble if involved in an accident. They do not help you when you need it.