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Byju Stephen

3 years ago

DO NOT DEAL with this company, if you read all ot...

DO NOT DEAL with this company, if you read all others reviews you will understand they will keep your money and pay you nothing. I have a disability insurance for my car loan, I had an accident six months ago submitted physicians statement that unable to perform duties, Claim adjuster at this company is one of the worse ever seen , making unnecessary delays sleeping over the file and needs to have a wake up call/ reminder to get a response. If you want to stay away from trouble, don't purchase products from this type of fraud companies , If you already purchase a product don't wast money to pay to the physician for filling up the forms you will loose that as well. I will recommend the reputed company like Manulife they are very quick and tension free.. If any agent approach you to purchase insurance such companies don't believe their words, read carefully that written on their condition this type of fraudulent companies will hide everything from you, For example I qualify for the insurance right away but while claiming they said I might worked 1 months prior to purchase the Insurance , but purchasing this insurance they don't required it , they only need your money. In my case all my paper works are good, I have a physician statement that I can't able to work. they rejected my claim not mentioned the reason for that , only copy and past some of the conditions that's not applicable for me . Also there is no guidance how i can dispute this !!!. IF YOU WANT TROUBLE FREE INSURANCE DON'T TRUST THIS COMPANY

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