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Kitter Babe

3 years ago

Talk about a lousy health care plan, WOW, this com...

Talk about a lousy health care plan, WOW, this company takes the prize for being outright USELESS!!!
Got stuck with them through the Marketplace(total crap) after the loss of HIRSP. Paying $665 dollars a month for my 23 year old son and myself. They covered nothing of my therapy after a cortisone shot in my hip, which I had to get to be able to walk. At the beginning of the year my premium goes up to $747 a month! My husband has been disabled of 6 years and I lost my job. Our son is a full time student and is working part-time with no insurance. When I call the Marketplace, they tell me that premiums are going to go up, SO GET USED TO IT AND I SHOULD BE ABLE TO PAY $800 A MONTH!! So because Common Ground has raised my premiums, which I CAN'T AFFORD, I have to take a lower plan that doesn't include ANY of the doctors that we have had for 25 years. (IF YOU LIKE YOUR DOCTORS, YOU CAN KEEP YOUR DOCTORS) But my question is how do you pay for it? The new plan is $600 a month supposedly 70/40 but the deductible is 7,500 a piece! And that went into effect Feb 1st but I still do no have a medical card and can't even get a new doctor. I've run out of medication that I take for cholesterol and psoriasis because I (1) don't have a doctor to prescribe it and(2) I can't get ahold of anyone at Common Ground who knows what is going on with my plan. Since my husband lost his job and became disabled on top of it, we have fallen 10's of thousands of dollars in debt and because of the ridiculous premiums and co-pays, deductibles and out of pocket costs we are trying to sell our home and I'm ready to walk out into traffic!! Is this some kind of Joke?????You can't get any help from these people and every month we go deeper in the hole to an insurance company that covers nothing and will NOT help you! We paid over $15,000 in medical costs last year on Social Security and I went to the doctor twice, for a physical and for the hip shot and they covered virtually nothing. Never in my life did I think I'd live to see this kind of craziness! I don't know what other people are doing but this is insanity!

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