Stay well clear. I had my holiday cancelled due to...

Stay well clear. I had my holiday cancelled due to Covid and they refused to refund any of the money as they said I had "absorbed my rights to have a 36 month credit note" because I took my insurance out when I booked the holiday over a year ago!! Would only offer a 20% credit towards another quote in the future which will, obviously, never be used as I won't touch them ever again! They should be ashamed of themselves.