As great as the service seems and Initially it wil...

As great as the service seems and Initially it will seem fantastic the app is nice and the site is pleasing but once you start using the service as a daily replacement to your bank it will let you down. The main problem is there is limits set on how much you can spend of YOUR MONEY so buy a few things online it will start blocking payments - there s an option to increase the limit but this seems a beta function as it doesn t work. If you plan to spend your own money without a worry you ll have to face a decline when you need your money most stay clear of this service. I was a huge fan initially as the signup process and app is nice and removes the need to spend hours on the phone to a sales agent but start using it often and you ll be left disappointed.