Customer service is professional, but it is so tra...

Customer service is professional, but it is so transparent that as a women I am treated as a person who does not seem intelligent enough to research and know her numbers (ex: bait and switch, a car is offered at 0 APR, 72 months), how in the world does it shoot all the way up to $350 monthly payment or so, when the price of the vehicle is around $20,000, my estimate was $277.78. Insulting, treacherous, horrible.