I agree with Justin. THE WORST INSURANCE EVER. you...

I agree with Justin. THE WORST INSURANCE EVER. you have to be approved for EVERYTHING!!!! I cannot believe there are no Orthopedic doctors within 75 miles in our network, so don't accidentally break a limb or need orthopedic care in Southwestern Indiana, you'll have to drive 75 miles or more to get it taken care of. I can't wait for open enrollment to switch my insurance.