They claim they don't run your credit. Then why d...

They claim they don't run your credit. Then why do you need SS number? Yes, my credit stinks. Who's doesn't right now with the economy. Yes, I am trying to fix it on my own. Just need small loan to pay off little things and get back on my feet. So I apply only to be told NO, go somewhere else. And, the companies they send me to day the same thing no. Your company is a rip off.