This company is willing to lie to get your money. ...

This company is willing to lie to get your money. I asked them to give me proof of an car accident and the damages caused and they tried to pass off an estimated breakdown of car repair cost as if it was a receipt of payment. When I called them out on it, they told me they didn't have to give me proof or verify the debt even though I asked because "you know you owe it" meanwhile I was never in a car accident. They even claimed there was a police report and when I asked about the police report they had to come clean and admit there wasn't a police report. They try to fast talk you and twist your words. They try to imply that they are attorneys but they are not. Know your rights and know that they are not allowed to lie and use scare tactics. Report this company to the consumer financial bureau. Or report their business to any government agency where consumer complaints are accepted. They are not allowed to misrepresent themselves or threaten to take legal action against you as a scare tactic if they don't have a plan of action.