T Hill

Review of S&N Debt Solutions

I was in my mid-to-late 20s when I signed up for t...

I was in my mid-to-late 20s when I signed up for this program, and like many of their customers, ignorant to how this program would affect me in the long run. So after completely tanking my credit, I was left with multiple delinquent accounts on my credit. It ultimately affected my ability to get apartments, lower car interest rates, and other forms of credit because of it. Since the program ended, I've never had a credit score above 645. I'm left trying to figure out a way to remove all the delinquent accounts (though paid off) from my report sooner than seven years. I was so ignorant, I had no idea the proper way to nurture my credit, however, creditors couldn't care less of this mistake. One day, I would like to purchase a home but that won't be anytime soon. If I had to give people considering this program any advice, do your research on other options before S&N Debt Solutions, this should be a last resort sans bankruptcy.