PSA and cease and decist to Gore Mutual.

PSA and cease and decist to Gore Mutual.
It is my understanding contrary to what Gore Mutual claims of its customers, that relatives in the household must be insured on second vehicle even if they have their own vehicles and insurance to which the customer must pay a premium on this.
As I understand, contrary to Gore Mutual "requirment(s)", in Ontario, automotive insurance follows the vehicle and not the driver. Do not let them convince you otherwise if someone may not even drive the vehicle at all or maybe a couple times a year (maybe) that you need to have them listed on a policy. I was informed people in the household must be listed and paid a premium for this. I understand this is not correct and should not have paid this premium. Further Gore Mutual increased my rates 15-20% for changing the area even though my address is not in that area (100km away). Be informed and if something doesnt seem right go do your own research. And remember there is always the insurance Ombudsman. Take care and safe travels.