I have moved from UNITED STATES to Brisbane in Mar...

I have moved from UNITED STATES to Brisbane in March 2018.

Went to buy a new Mazda sp25 GT sedan on May 3rd @Toowong Mazda.
I was asked to pay $1000 to reserve a car, I was then asked to sign a document agreeing to offered price, but at this minute I was not told there were terms and condition written on flip side of document page. I was asked to come next day to know about interest rates. Next day , spoke to finance team and submitted personal documents to process loan, but again no one spoke about interest rates though I insisted.

On May 5th, they came back to me saying loan is approved @7.99 %, which I said is beyond my ability . I then found BEYOND BANK who offered a 5.9% interest rate. I have filled a loan application with BEYOND BANK and finally my application was declined for following reasons.
employment term mentioned on my employment deputation letter is only 3 years
deductions shown on my payslip.
My tenure in Australia is too less

I went back to Toowong Mazda and explained with email proof from BEYOND BANK , my inability to obtain loan. Also told them I cannot afford a 7.9% interest rates offered by TOOWONG MAZDA.

Since I was clear I cannot afford car @7.9 % , I requested Toowong Mazda to pay back the $1000 I paid to reserve car. I was asked to pay 10% of total car cost as per terms and conditions which were never shown nor discussed. They are pushing me to take loan @7.9 %, and not considering my inability to afford loan.

Firstly , I was never told or informed that there are terms that am singing. Even if I go by terms TOOWONG MAZDA should return my money as am unable to obtain loan.

I tried reaching to manager above Sales person, but I could not.

I do not want to mention any names here, but the sales person should not have cheated me on terms on conditions.

How on the earth anyone would know there are conditions written on flip side of paper unless told.