Doesnt deserve any star...there should be a zero o...

Doesnt deserve any star...there should be a zero or a negative rating for this insurance provider...after paying close to AED. 30K per Annum for my family insurance, rejected claims of higher value at multiple times...that too of emergency nature...i decided not to leave this time, after rejection of a recent emergency dental treatment for my wife...they said, my terms were revised or changed during renewal - which they never communicated until this claim was raised...now when i decided to fight, they are asking clarification for classifying the incident as emergency...its pending more than a month, even after necessary reports were submitted from clinic....its nothing but cheating....last year an emergency D&C procedure claim for my wife was also rejected by MedNet...