You do not insure yourself, because you will lose ...

You do not insure yourself, because you will lose the prize money, moreover they do not tell you but you cannot cancel it before two years, they find unthinkable excuses to ask for other documentation and in the end shortly before the surgery they refuse you insurance coverage, in the meantime I have had a cycle of heparin ordered by the hospital doctor in view of the operation. At this point I will go to legal channels.