Dave Hill Mortgage

Dave Hill Mortgage, operating as My Mortgage Medics, is a licensed Alberta mortgage brokerage helping first-time homebuyers, self-employed individuals, newcomers to Canada, and those with credit challenges. They offer personalized services including pre-approvals, refinancing, and debt consolidation, aiming to cure financial stress through expert guidance.

The process begins by booking a call or applying online, followed by gathering documents like photo ID, proof of income, and a credit check authorization. Once submitted, most clients receive a pre-approval decision within a few hours because the team works directly with underwriters rather than a generic call centre.

The business works with over 30 lending partners, including major banks like Scotiabank and ATB Financial, as well as credit unions like Servus and specialty lenders like Equitable Bank. This wide network allows them to find solutions for both straightforward deals and more complex situations.

For a standard residential mortgage, the lender pays the broker a commission typically ranging from 0.5% to 1.25% of the mortgage amount once the deal funds. In almost all cases, this means the borrower pays nothing directly to the broker for their services.

The team specializes in helping self-employed entrepreneurs, freelancers, and business owners who may struggle with traditional lenders requiring years of income proof or tax returns. They tailor solutions that work with unique income styles rather than against them.

Clients with credit bureau issues, such as late payments, collections, or past bankruptcies, can still access homeownership because the team knows lenders who focus on present and future potential. They also assist newcomers to Canada who lack a long local credit history.

The website states that current competitive mortgage rates in Calgary for 2025 include a 3-Year Fixed rate of 4.39%, a 5-year variable rate of 4.09%, and a 5-year Fixed rate of 3.70%. They emphasize that these rates fluctuate and advise clients to apply early to secure financing.

The business offers services such as purchase mortgages, refinancing, lender transfers, credit counselling, HELOCs, and alternative lending options. They also provide pre-approvals and business loans to meet diverse financial needs.

The team highlights a passion for client care and crafting tailored solutions for each individual's unique financial situation and long-term goals. They pride themselves on integrity, professionalism, and building lasting relationships with their clients.

The website mentions that they have assisted over 5000 clients and have been in business for over 25 years. They claim to be one of the few brokers who can sometimes secure a lower rate even with a client's own bank.

The FAQ section explicitly states that the brokerage is licensed under the Real Estate Council of Alberta (RECA) with broker licence number #con 00004053. This compliance ensures they operate under the regulatory body overseeing mortgage brokerages in the province.

The business emphasizes that they provide a direct line to a person rather than a call centre queue, ensuring personalized service. They also note that their secure online client portal allows clients to load documentation with ease and security.

You can reach Dave Hill Mortgage by phone at 403-607-3571.

The official website of Dave Hill Mortgage is davehillmortgage.ca.

Dave Hill Mortgage has no reviews on Trustburn yet. Anyone who has used it can write the first review on its Trustburn page.