Dan Balch

Dan Balch is a licensed mortgage broker operating in London, Ontario, with Broker #M08003485 and Brokerage #12728. The business has been active for 29 years, drawing on experience from real estate, financial planning, and insurance. They assist clients with buying, refinancing, and investing in property by securing tailored advice and access to top lenders across Ontario.

The service targets first-time home buyers, seasoned investors, and those looking to refinance or invest in multi-unit properties. They also assist with high-ratio loans and provide credit counseling to ensure a smooth closing process with clear document explanations.

Clients can start by booking a call or applying online through the website. The process involves assessing current situations and refinancing goals, leveraging a lender network of over 68 trusted lenders, and providing personalized data-driven options under one roof.

The business offers specific services including private mortgages, reverse mortgages, and free mortgage consultations. They also provide credit counseling to explain all documents clearly and help clients navigate the application process without hidden fees.

The team claims to simplify the home loan process by providing breakdowns of amortization impacts, prepayment elements, and concealed financing costs. They prioritize client interests over banks and aim to make financing simple and stress-free.

The business states that mortgage rates in London, Ontario, currently vary between 4.8% and 5.6% depending on terms and types. They note that missing small variations like a 0.2% rate drop can save thousands over the total loan time.

The process involves extensive assessments to determine if a mortgage can move between properties or if refinancing is appropriate. They also help with variable rate mortgages and special incentives for green homes, including energy-efficient properties.

The broker highlights a motto of caring deeply about clients, stating that people don't care how much you know until they know how much you care. They emphasize treating every client with utmost care and respect regardless of whether it is their first or fifth home.

The website mentions a free mortgage consultation and instant approval options for quick and easy application procedures. They also offer bundled products like home insurance discounts or HELOC options to help borrowers save more in the long term.

The team has 11 grandchildren and enjoys boating, snowmobiling, and eating good food when not working. They combine mortgage brokerage with consulting expertise to offer tailored solutions under one roof.

The business operates with a commitment to transparency, ensuring no surprises or unstated costs in their straightforward procedure. They also assist with green home incentives and flexible payment plan agreements for variable rate mortgages.

The broker has been helping people achieve home ownership goals for 29 years, with a background in real estate, financial planning, and insurance. They also mention a family life spanning over 40 years of marriage to their wife Gail.

Dan Balch is located at 23201 Nairn Rd, Komoka, ON N0L1R0.

You can reach Dan Balch by phone at 5194387025.

The official website of Dan Balch is danbalch.com.