We have been with Credit Plus for a little over 15 months, and have had no issues. They are very responsive, and great vendor friendly
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They checked my credit without my consent. I never gave them my SSN. Nor I gave them any personal information. I sent them an email and if they do not do anything I am going to report them.
I have applied for a mortgage assistance program. My lender could not explain to me why the credit score they had were so different from the scores I was seeing. After some research I called the reporting agency Credit Plus. Thank you Crystal for explaining this to me! It has helped me understand the difference. I feel I can make a more informed decision!
Credit Plus was used by my mortgage refinancer to confirm my current credit amounts on open accounts after the previous credit pulls were out of date. Christine had me on a conference call with the credit lenders in question to confirm the credit terms and balances and was nothing short of professional. All conversations required my confirmation of self and also my consent to disclose to Credit Plus who in turn will send the confirmation data to the mortgage refinancers. This was an easy experience to reach the final steps of my refinance.
Customer service rep was really short with me cutting me off basically rushing me off the phone I didn t authorize this company or any company check my credit . I ll be keep a close eye on my credit it was weird that she needed my social just to verify that they indeed checked my credit without permission
This company needs to be investigated by the authorities. Back in 2017, they while purchasing a home they ran my credit 5 times. I complained to them about it and they did absolutely nothing. On July 2020, I was refinancing my home and again I see they ran my credit 4 times, I called them and complained explaining to them that as long a mortgage company runs your credit within a 30 period it counts as one!!!!! Worst company ever. Im assuming they get paid more for every inquiry not caring for others credit.
This company and all these credit Companies should be shutdown they are nothing but a ripoff and unreliable why does my credit score have to drop when someone checks it. These companies are nothing but a bunch of crooks. You dispute something and nothing is ever done and customer service is terrible
They sold my information to Quicken loans within 48 hours of submitting with another mortgage company. This is annoying and the exact reason why we need another 2008 to wipe these people off the earth. Low-bottom feeders.
Never heard of this company but they tried to pull my report
People apply for a loan. Have company pull credit. Freak out when the name doesn t match. The true minorities left in this country have nothing to do with race. The real minorities are the non ignorant. May god help us all. Please don t give Gatorade to our crops. I don t care if they have electrolytes.
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Credit Plus provides lenders with mortgage verifications and companies with business credit reports so they can make informed decisions.
Credit Plus: Providing Accurate and Reliable Credit Information for Informed Decisions
Credit Plus is a leading provider of credit information services that help lenders and businesses make informed decisions. With over 20 years of experience in the industry, Credit Plus has established itself as a trusted source of mortgage verifications and business credit reports.
Mortgage Verifications
For lenders, verifying the accuracy of borrower information is crucial to mitigating risk and ensuring compliance with regulations. Credit Plus offers a range of mortgage verification services that provide lenders with the necessary information to make informed lending decisions.
One such service is their Income Verification Express Service (IVES), which allows lenders to verify borrower income directly with the Internal Revenue Service (IRS). This service streamlines the verification process, reducing turnaround times and improving efficiency.
In addition to IVES, Credit Plus also offers employment verifications, asset verifications, fraud detection services, and more. These services are designed to provide lenders with accurate and reliable information that they can trust when making lending decisions.
Business Credit Reports
For businesses looking to extend credit or establish relationships with other companies, having access to accurate credit information is essential. Credit Plus provides comprehensive business credit reports that include detailed financial data on companies across various industries.
Their business credit reports include key financial metrics such as payment history, trade lines, public records data, collections data, UCC filings data and more. This information helps businesses assess the risk associated with extending credit or entering into partnerships with other companies.
Credit Monitoring Services
In addition to their mortgage verification and business credit report services, Credit Plus also offers credit monitoring solutions for both individuals and businesses. Their monitoring solutions allow users to stay up-to-date on changes in their credit profile so they can take action if necessary.
Their individual monitoring solution includes daily alerts for changes in an individual's FICO score as well as alerts for new accounts opened in their name or changes made to existing accounts. For businesses looking to monitor their own or other company's credits profiles they offer BusinessIQ Express which provides real-time updates on any changes made within your portfolio including bankruptcies filings , liens , judgments etc..
Conclusion
Overall,Credit Plus has established itself as a leader in providing accurate and reliable mortgage verification services,business intelligence reporting,and comprehensive monitoring solutions.They have been able do this by leveraging technology while maintaining high standards of customer service.Credit plus continues its commitment towards innovation by investing heavily into research & development so it can continue providing cutting-edge products &services .If you're looking for trustworthy partner who will help you make informed decisions based on reliable data then look no further than Credit plus!
- Website
- creditplus.com
- Phone
- 8002583488
- Address
- 31550 winterplace parkway
- Categories
- Financial services