It doesn't work at a doctor's office
I have had this card for several years and it works fine at the pharmacy. I used it one time to pay a doctor bill and the company shut the card down because they didn't get a receipt. I had the doctor fax them a receipt twice after I called and explained. It was still denied for whatever reason. I give it two stars because I can still buy medicine for my wife with it. I won't give it a higher rating because it cannot be used to pay a doctor. I will never use it for anything else again besides medication because it's just a pain in the a** and causes me financial problems and forced my wife to miss medications.