Don't do it. Most are okay, NOT THIS ONE
You are promised a voucher for a cruise and airfare after listening to a 90 minute sales pitch. This is not a new thing, what was new was this is the first time the (free) gift vouchers are useless. You have to go on line to redeem, then they send certificates by mail. It says it takes 21 days to arrive. It has been 5 weeks and still no certificates. Try to contact them, you get an email. They say they had a delay and didn't send them until 30 days after the request. Most of these seminars are okay, NOT THIS ONE.