About Y-12 federal credit union
Y-12 Federal Credit Union: Providing Exceptional Banking Services to East Tennessee
Y-12 Federal Credit Union is a not-for-profit financial institution that has been serving the people of East Tennessee since 1950. With over 110,000 members and assets exceeding $1.5 billion, Y-12 FCU is one of the largest credit unions in the region.
The credit union offers a wide range of banking services to individuals and businesses, including checking accounts, savings accounts, loans, mortgages, credit cards, and more. Y-12 FCU also provides online banking services that allow members to manage their accounts from anywhere at any time.
Membership at Y-12 FCU is open to anyone who lives or works in Anderson County or Roane County in Tennessee; Blount County or Knox County in Tennessee; or any county contiguous to these counties. Membership can also be obtained through employment with one of the credit union's select employer groups.
As a not-for-profit financial institution owned by its members rather than shareholders, Y-12 FCU operates with the sole purpose of providing exceptional service and value to its members. This means that profits are returned back to members through lower fees and better rates on loans and deposits.
One unique feature of Y-12 FCU is its commitment to financial education for its members. The credit union offers free financial counseling services as well as workshops on topics such as budgeting, saving for college or retirement, managing debt, and more.
In addition to providing excellent banking services and financial education resources for its members, Y-12 FCU also gives back to the community through various charitable initiatives. The credit union supports local organizations such as United Way of Anderson County and Second Harvest Food Bank through donations and volunteer work by staff members.
Y-12 Federal Credit Union is federally insured by NCUA (National Credit Union Administration) which means that deposits are insured up to $250k per account holder just like FDIC insurance for banks. It's also an Equal Housing Lender which means it does not discriminate against borrowers based on race/color/religion/national origin/sex/marital status/age (provided they have legal capacity)/income derived from public assistance programs/or because they have exercised their rights under consumer protection laws.
Why Choose Y-12 Federal Credit Union?
There are many reasons why you should consider becoming a member of Y-12 Federal Credit Union:
1) Exceptional Service: As a member-owned organization focused solely on serving your needs rather than maximizing profits for shareholders like banks do.
2) Competitive Rates: You'll enjoy competitive rates on loans & deposits compared with traditional banks.
3) Financial Education Resources: Free counseling sessions & workshops help you make informed decisions about your finances.
4) Community Involvement: By joining this organization you will be supporting local charities & non-profits while enjoying all benefits offered by them.
5) Convenience: With online banking available 24/7 from anywhere you can easily manage your finances without visiting branches physically.
Conclusion
If you're looking for an exceptional banking experience with competitive rates & great customer service then look no further than joining Y-12 Federal Credit Union today! As a member-owned organization committed solely towards serving our customers' needs we offer unparalleled value compared with traditional banks while giving back generously into our communities via charitable initiatives supported by us throughout East Tennessee region!
y12fcu.org
