About Winston-salem federal credit union
Winston-Salem Federal Credit Union: Your Trusted Financial Partner
Winston-Salem Federal Credit Union is a not-for-profit financial institution that has been serving the community since 1971. With over 50 years of experience, the credit union has become a trusted partner for individuals and businesses in Winston-Salem and surrounding areas.
The credit union offers a wide range of products and services to meet the diverse needs of its members. Whether you are looking for personal loans, mortgages, or business accounts, Winston-Salem Federal Credit Union has got you covered.
Personal Banking Services
Winston-Salem Federal Credit Union offers a variety of personal banking services to help you manage your finances effectively. From checking and savings accounts to credit cards and loans, the credit union provides everything you need to achieve your financial goals.
Checking Accounts: The credit union offers free checking accounts with no monthly fees or minimum balance requirements. You can access your account online or through mobile banking apps.
Savings Accounts: The credit union also provides savings accounts with competitive interest rates that help you grow your money faster. You can choose from regular savings accounts, money market accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs).
Credit Cards: Winston-Salem Federal Credit Union offers low-rate credit cards with no annual fees or balance transfer fees. You can earn rewards points on every purchase made using your card.
Loans: Whether you need a personal loan for unexpected expenses or an auto loan for purchasing a new vehicle, the credit union provides affordable loan options with flexible repayment terms.
Mortgages: If you are planning to buy a home or refinance an existing mortgage, Winston-Salem Federal Credit Union can help you find the right mortgage product that fits your budget and lifestyle.
Business Banking Services
Winston-Salem Federal Credit Union also caters to small businesses by offering various business banking services such as checking accounts, loans, merchant services, and payroll processing.
Checking Accounts: The credit union provides business checking accounts with no monthly fees or minimum balance requirements. You can access your account online or through mobile banking apps.
Loans: Whether you need a small business loan for expanding your operations or a commercial real estate loan for purchasing a property, the credit union offers affordable loan options with flexible repayment terms.
Merchant Services: Winston-Salem Federal Credit Union partners with industry-leading merchant service providers to offer businesses secure and reliable payment processing solutions.
Payroll Processing: The credit union also provides payroll processing services that help businesses streamline their payroll operations and save time and money.
Why Choose Winston-Salem Federal Credit Union?
Winston-Salem Federal Credit Union is committed to providing its members with exceptional customer service, competitive rates, and innovative financial solutions. Here are some reasons why you should choose the credit union as your financial partner:
Not-for-profit: As a not-for-profit financial institution, Winston-Salem Federal Credit Union operates solely for the benefit of its members. This means that any profits earned by the credit union are returned to its members in the form of lower rates on loans, higher yields on savings accounts, and better services.
Community-focused: The credit union is deeply rooted in the community it serves. It supports local charities, schools, and events through donations and volunteer work.
Member-owned: When you become a member of Winston-Salem Federal Credit Union, you become an owner of the institution. This gives you voting rights at annual meetings and allows you to have a say in how the credit union operates.
Convenient access: With multiple branches located throughout Winston-Salem and surrounding areas, as well as online banking services available 24/7 from anywhere in the world, accessing your accounts has never been easier.
Final Thoughts
Winston-Salem Federal Credit Union is more than just another financial institution – it's a trusted partner that helps individuals and businesses achieve their financial goals. With a wide range of products and services, competitive rates, and exceptional customer service, the credit union is committed to providing its members with the best possible banking experience. Join today and experience the difference for yourself!