About West community credit union
West Community Credit Union: Empowering Members with Financial Solutions
West Community Credit Union is a not-for-profit financial institution that has been serving its members since 1936. With a mission to empower members with smart financial solutions, West Community offers a range of products and services designed to help them achieve their goals and dreams.
At West Community, the focus is on people, not profits. As a member-owned cooperative, the credit union operates for the benefit of its members rather than shareholders. This means that any profits are returned to members in the form of lower fees, better rates, and improved services.
Whether you're looking for a mortgage to buy your dream home or need help managing your finances, West Community has you covered. Here's an overview of some of the products and services offered by this trusted credit union:
Checking Accounts
West Community offers several checking account options designed to meet different needs and lifestyles. From basic accounts with no monthly fees or minimum balance requirements to high-yield accounts that earn interest on balances over $1,000, there's an option for everyone.
Savings Accounts
Saving money is important for achieving long-term financial goals like buying a house or retiring comfortably. West Community offers savings accounts with competitive rates and low minimum balance requirements so you can start saving today.
Credit Cards
With low rates and no annual fees, West Community's credit cards are an excellent choice for anyone looking to build credit or make purchases without carrying cash. Choose from several card options including rewards cards that earn points towards travel or merchandise.
Auto Loans
Buying a car can be stressful but getting financing doesn't have to be. With competitive rates and flexible terms up to 84 months (depending on vehicle age), West Community makes it easy to get behind the wheel of your dream car.
Mortgages
Whether you're buying your first home or refinancing an existing mortgage, West Community has mortgage options designed to fit your unique needs. Choose from fixed-rate mortgages with predictable payments or adjustable-rate mortgages that offer flexibility in changing interest rate environments.
Personal Loans
Sometimes life throws unexpected expenses our way like medical bills or home repairs. When this happens, it's good to know that there are options available like personal loans from West community Credit Union which offer competitive rates so you can get back on track quickly without breaking the bank!
Business Services
If you own a business in Missouri then look no further than west community credit union! They offer business loans as well as merchant services such as payroll processing & more!
In addition these core offerings above they also provide online banking tools such as mobile banking apps which allow customers access their account information anytime anywhere!
Why Choose West community Credit Union?
There are many reasons why people choose west community over other banks/credit unions in Missouri:
- Personalized service: At west community they believe every member deserves personalized attention when it comes down managing their finances.
- Competitive Rates: They offer some of the most competitive loan & deposit rates around.
- Convenient Locations: With branches located throughout St Louis County & Jefferson County MO., they make it easy for customers who prefer face-to-face interactions.
- Online Banking Tools: Their online banking tools allow customers access their account information anytime anywhere!
- Member-Owned Cooperative Structure: As mentioned earlier because they operate under this structure all profits go back into improving customer experience through lower fees/better interest rates etc..
Conclusion
In conclusion if you're looking for personalized service combined with great products at affordable prices then look no further than west community credit union! They have been serving Missouri residents since 1936 providing quality financial solutions tailored specifically towards each individual customer’s needs while maintaining strong relationships within local communities across St Louis County & Jefferson County MO..
westcommunitycu.org
