About Wesbanco
WesBanco Bank, Inc. is a financial institution that has been providing top-notch banking services to its customers for over 150 years. The bank offers a wide range of financial products and services that cater to the needs of individuals, businesses, and communities.
Personal Banking:
WesBanco Bank provides personal banking services that include checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), and online banking. Customers can choose from various types of checking accounts such as free checking account or interest-bearing checking account depending on their needs.
Business Banking:
WesBanco Bank offers business banking solutions such as business checking accounts, merchant services, cash management solutions, remote deposit capture (RDC), commercial loans and lines of credit. The bank also provides treasury management solutions like ACH origination and wire transfers to help businesses manage their finances efficiently.
Loans:
WesBanco Bank provides various types of loans including personal loans for home improvements or debt consolidation; auto loans for purchasing new or used vehicles; home equity loans/lines of credit for financing home renovations or other expenses; commercial real estate loans for purchasing properties; construction loans for building new homes or commercial buildings.
Investments:
The bank's investment division offers a wide range of investment options including mutual funds, annuities and retirement planning services. WesBanco Securities is a registered broker-dealer with the Financial Industry Regulatory Authority (FINRA) which means they are authorized to offer securities products to clients.
Mortgages:
WesBanco Bank provides mortgage lending options such as fixed-rate mortgages with terms ranging from 10-30 years; adjustable-rate mortgages with initial fixed periods ranging from 3-10 years before adjusting annually thereafter based on market conditions; FHA/VA mortgages which are government-backed programs designed specifically for first-time homebuyers who may not have enough money saved up yet but still want access to affordable housing options.
Insurance:
The bank's insurance division offers various types of insurance policies including life insurance policies which provide coverage in case something happens unexpectedly like death or disability; health insurance policies which cover medical expenses incurred due to illness/injury etc.; property/casualty insurance policies which protect against losses caused by natural disasters like floods/hurricanes etc.; liability insurance policies which protect against lawsuits filed by third parties claiming damages caused by negligence on part of insured party etc.
Credit Cards:
WesBanco Bank also offers credit cards with competitive rates and rewards programs designed specifically for different customer segments such as students/business owners/travelers etc. These cards come with features like zero liability protection against fraudulent charges made using card details stolen online/offline etc.
In conclusion,
With its long-standing reputation in the industry coupled with its commitment towards providing excellent customer service experience through innovative technology-driven solutions - Wesbanco is an ideal choice when it comes down choosing your next financial partner!