About Waukesha state bank
Waukesha State Bank: Your Trusted Source for Personal and Business Banking
Waukesha State Bank is a community bank that has been serving the financial needs of individuals and businesses in Wisconsin since 1944. With over 75 years of experience, Waukesha State Bank has established itself as a trusted source for personal and business banking, commercial loans, SBA loans, mortgage loans, payroll services, wealth management and investments.
Personal Banking Services
At Waukesha State Bank, we understand that everyone's financial needs are unique. That's why we offer a wide range of personal banking services to help you manage your finances effectively. Our personal banking services include checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), online banking and mobile banking.
Business Banking Services
We also offer a comprehensive range of business banking services to help you grow your business. Our business banking services include checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), merchant card processing solutions and cash management solutions.
Commercial Loans
If you're looking to expand your business or invest in new equipment or real estate property then our commercial loan options can help you achieve your goals. We offer commercial real estate loans for purchasing or refinancing properties as well as term loans for equipment purchases or working capital needs.
SBA Loans
We are an SBA Preferred Lender which means we have the authority to approve SBA loan applications on behalf of the Small Business Administration (SBA). We offer various types of SBA loans including 7(a) Loans which can be used for working capital needs or purchasing real estate property; CDC/504 Loans which can be used for purchasing fixed assets such as machinery or equipment; Microloans which are small-dollar loans designed specifically for startups; Export Working Capital Program Loans which can be used by exporters who need financing to support their export transactions.
Mortgage Loans
Whether you're buying your first home or refinancing an existing mortgage loan our team is here to help guide you through the process. We offer various types of mortgage loan options including conventional mortgages with fixed-rate terms ranging from 10-30 years; FHA mortgages with low down payment requirements; VA mortgages designed specifically for veterans and active-duty military personnel; USDA Rural Development Mortgages designed specifically for those living in rural areas who meet certain income requirements.
Payroll Services
Our payroll services make it easy to manage employee paychecks while staying compliant with state and federal regulations. Our payroll experts will handle all aspects related to employee compensation including calculating taxes withholding amounts issuing paychecks direct depositing funds into employee bank accounts filing tax returns on behalf of employers etc..
Wealth Management & Investments
Our wealth management team provides personalized investment advice tailored specifically towards each client's unique financial goals risk tolerance level time horizon etc.. We provide access to various investment products such as mutual funds exchange-traded funds stocks bonds annuities etc..
Conclusion
In conclusion Waukesha State Bank is committed towards providing exceptional customer service while offering comprehensive financial solutions that meet both personal & business needs alike! Whether it's opening up a new account applying for a loan managing payroll processing investing in stocks/bonds/mutual funds - our friendly team is always here ready willing able assist!