About Usf federal credit union
USF Federal Credit Union: Delivering Financial Solutions to Improve Members' Lives
USF Federal Credit Union is a not-for-profit financial institution that has been serving the University of South Florida community since 1959. The credit union's mission is to deliver financial solutions that improve members' lives, and it achieves this by offering a wide range of products and services designed to meet the unique needs of its members.
Checking Accounts
USF Federal Credit Union offers several checking account options, including free checking, interest-bearing checking, and student checking. All accounts come with free online banking, mobile banking, e-statements, and bill pay. Members can also enjoy access to over 30,000 surcharge-free ATMs nationwide through the credit union's partnership with the CO-OP Network.
Savings Accounts
The credit union offers several savings account options as well. Members can choose from regular savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), and health savings accounts (HSAs). All savings accounts earn competitive dividends and are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
Auto Loans
USF Federal Credit Union offers low-rate auto loans for new or used vehicles. Members can apply online or in person at any branch location. The credit union also offers pre-approvals so members can shop for their next vehicle with confidence.
Personal Loans
Members can also take advantage of personal loans for a variety of purposes such as debt consolidation or home improvements. USF Federal Credit Union offers fixed-rate loans with flexible terms up to 60 months.
Mortgages
For those looking to purchase or refinance a home, USF Federal Credit Union has mortgage options available as well. Members can choose from conventional mortgages or government-backed mortgages such as FHA and VA loans.
Credit Cards
The credit union also offers Visa® credit cards with low rates and no annual fees. Cardholders earn rewards points on every purchase which can be redeemed for travel rewards or merchandise.
Financial Education
In addition to its products and services offerings, USF Federal Credit Union is committed to providing financial education resources for its members. The credit union hosts seminars on topics such as budgeting basics and retirement planning throughout the year at various branch locations.
Membership Eligibility
Membership in USF Federal Credit Union is open to anyone who lives in Hillsborough County; works at one of their select employer groups; attends school within Hillsborough County; worships within Hillsborough County; volunteers within Hillsborough County; belongs to one of their select organizations; has an immediate family member who is already a member; or becomes eligible through membership in one of our partner organizations.
Conclusion
Overall USF federal credit union provides excellent financial solutions that improve members' lives by offering various types of loan facilities like auto loan personal loan mortgage etc., saving plans like regular saving account money market account certificate deposit individual retirement account health saving account etc., visa card facility along with other benefits like free online banking mobile banking e-statement bill pay etc., they provide educational resources too which helps people learn about budgeting basics retirement planning etc.. So if you're looking for an institution that will help you achieve your financial goals while providing exceptional service then look no further than USF federal credit union!