Universal merchant bank Review

About Universal merchant bank

Universal Merchant Bank: Customised Banking Products and Services in Ghana

Universal Merchant Bank (UMB) is a leading financial institution in Ghana that offers customised banking products and services to individuals, businesses, and institutions. With a focus on innovation, technology, and customer satisfaction, UMB has become one of the most trusted banks in the country.

At UMB, we understand that every customer has unique financial needs. That's why we offer a wide range of banking products and services that are tailored to meet your specific requirements. Whether you need mobile banking solutions or insurance coverage for your business, we have got you covered.

Mobile Banking Solutions

In today's fast-paced world, mobile banking has become an essential part of our lives. At UMB, we offer a range of mobile banking solutions that allow you to access your account anytime and anywhere. Our mobile app is easy to use and provides secure access to all your account information.

With our mobile app, you can check your account balance, transfer funds between accounts or other banks in Ghana or abroad; pay bills; buy airtime; request for cheque books; stop cheques among others without visiting any branch location.

Insurance Coverage

As a business owner or individual with valuable assets such as cars or homes it is important to protect them from unforeseen events such as accidents or thefts. At UMB Insurance Brokers Limited (UMBIB), our subsidiary company licensed by the National Insurance Commission (NIC), we provide comprehensive insurance coverage for all types of risks including motor vehicle insurance policies which covers third party liability only up-to comprehensive cover which covers own damage too , fire & allied perils policy which covers loss due fire outbreak among others .

Our team of experienced professionals will work with you to identify potential risks and develop an insurance plan that meets your specific needs. We also provide claims management services so that if anything does happen you can be assured prompt settlement from insurers.

Current & Savings Accounts

At UMB, we offer a range of current and savings accounts that are designed to meet your financial needs. Whether you are looking for a basic account or one with added benefits such as interest on deposits, we have got you covered.

Our current accounts come with features such as cheque books, overdraft facilities and internet banking while our savings accounts offer competitive interest rates and flexible withdrawal options.

Loan Products

UMB offers a range of loan products to help individuals and businesses achieve their financial goals. Our loans are designed to be flexible, affordable, and tailored to meet your specific needs. We offer personal loans for emergencies or other personal expenses; business loans for start-ups or expansion; mortgage loans for home purchases among others.

Our loan application process is simple and straightforward. We work with you every step of the way to ensure that you get the funding you need when you need it most.

Conclusion

Universal Merchant Bank is committed to providing customised banking products and services that meet the unique needs of our customers in Ghana. With our focus on innovation, technology, customer satisfaction ,we have become one of the most trusted banks in Ghana . Whether you need mobile banking solutions or insurance coverage for your business ,current & savings account or loan products ,we have got you covered . Contact us today to learn more about how we can help you achieve your financial goals!