U of i community credit union Review

About U of i community credit union

U of I Community Credit Union: Your Trusted Financial Partner

Are you looking for a reliable financial partner that can help you achieve your financial goals? Look no further than U of I Community Credit Union. As a member-owned, not-for-profit financial cooperative, we are committed to providing our members with the best possible service and products to help them make the most of their money.

Our History

U of I Community Credit Union was founded in 1932 by a group of University of Illinois employees who wanted to create a better way to save and borrow money. Since then, we have grown into one of the largest credit unions in Illinois, serving over 50,000 members across six counties.

Our Mission

At UICCU, our mission is simple: To provide our members with exceptional service and value while promoting their financial well-being. We believe that everyone deserves access to affordable financial services and products that can help them achieve their goals.

Our Products and Services

We offer a wide range of products and services designed to meet the needs of our diverse membership base. Whether you're looking for checking or savings accounts, loans or credit cards, or investment options like IRAs or CDs - we've got you covered.

Checking Accounts: Our checking accounts come with no monthly fees or minimum balance requirements. Plus, they offer free online banking and bill pay so you can manage your finances on-the-go.

Savings Accounts: We offer several types of savings accounts including regular savings accounts as well as youth savings accounts designed specifically for children under 18 years old.

Loans: From auto loans to personal loans - we have competitive rates on all types of loans. Plus, our loan officers are here to help guide you through the process from start-to-finish.

Credit Cards: Our credit cards come with low interest rates and no annual fees. Plus, they offer rewards points that can be redeemed for travel discounts or cash back!

Investment Options: We offer several investment options including IRAs (Individual Retirement Accounts) as well as CDs (Certificates Of Deposit) which allow you to earn higher interest rates than traditional savings accounts.

Why Choose UICCU?

There are many reasons why becoming a member at UICCU is a smart choice:

1) Competitive Rates - We strive to provide some of the best rates around on all our products so that our members get more bang for their buck!

2) Exceptional Service - Our friendly staff is always here when you need us! Whether it's answering questions about your account or helping guide you through applying for a loan - we're here every step along the way!

3) Convenient Access - With multiple branches located throughout central Illinois plus online banking options available 24/7-365 days per year – accessing your account has never been easier!

4) Member-Owned – As an owner/member at UICCU – YOU have input into how things are run! You get voting rights at annual meetings where important decisions about how YOUR money is used are made!

5) Not-for-Profit – Unlike banks who exist solely for profit-making purposes; credit unions exist solely FOR THEIR MEMBERS! This means lower fees & better rates because profits go back into improving services/products offered rather than lining shareholders' pockets!


Conclusion:

In conclusion,UICCU offers its members exceptional service coupled with competitive pricing on all its products/services making it an ideal choice when considering where/how best invest/save/borrow/manage finances.Ultimately,it's clear why so many people choose us over other banks/credit unions in central Illinois.We invite anyone interested in learning more about what makes us different from other institutions out there,to stop by any one-of-our branches today & speak directly w/a representative who will be happy answer any questions/concerns/etc.!