About The equity release experts
The Equity Release Experts: Your Trusted Independent Advisors
Are you a homeowner looking for a way to unlock the equity in your property? Do you want to enjoy your retirement without worrying about money? If so, The Equity Release Experts can help. We are trusted independent advisors who specialize in finding the best equity release products on the market.
What is Equity Release?
Equity release is a financial product that allows homeowners over 55 years old to access the value of their property without having to sell it. There are two main types of equity release: lifetime mortgages and home reversion plans.
Lifetime mortgages allow you to borrow money against the value of your home, with interest added onto the loan amount. You don't have to make any repayments until you die or move into long-term care, at which point your home will be sold and the loan repaid from the proceeds.
Home reversion plans involve selling a percentage of your property to an investor in exchange for a lump sum or regular income. You can continue living in your home rent-free until you die or move into long-term care, at which point it will be sold and the investor will receive their share of the proceeds.
Why Choose The Equity Release Experts?
At The Equity Release Experts, we understand that choosing an equity release product can be daunting. That's why we offer independent advice and guidance throughout every step of the process. We search and compare products from across the whole market to find one that suits your individual needs and circumstances.
We pride ourselves on our transparency and honesty – we'll never recommend a product that isn't right for you just because it pays us more commission. Our aim is always to find an option that gives you maximum flexibility while ensuring that there's still something left for your loved ones when you're gone.
Our Process
When you contact us, one of our expert advisors will arrange an initial consultation with you either over-the-phone or face-to-face. During this consultation, we'll discuss your needs and circumstances in detail to get a clear understanding of what you're looking for.
We'll then search the whole market to find equity release products that meet your requirements. We'll present these options to you in a clear and easy-to-understand format, explaining the pros and cons of each one.
Once you've chosen a product, we'll guide you through the application process from start to finish. We'll liaise with lenders on your behalf and ensure that everything runs smoothly.
Our Fees
We charge a fee for our services, which is typically 1.99% of the amount released (minimum £1,499). This fee is only payable if you decide to go ahead with an equity release product – there's no charge for our initial consultation or any advice we give before that point.
Our Promise
At The Equity Release Experts, we promise:
- To provide independent advice that's tailored to your individual needs
- To search the whole market for products that meet your requirements
- To be transparent about our fees and commissions
- To guide you through every step of the process with honesty and integrity
Contact Us Today
If you're interested in finding out more about equity release or want to speak to one of our expert advisors, please don't hesitate to get in touch. You can call us on or fill out our online contact form. We look forward to hearing from you!