About Stafford Railway Building Society
Stafford Railway Building Society: Providing Mortgages and Savings Since 1877
Stafford Railway Building Society is a well-established financial institution that has been providing mortgages and savings to its customers since 1877. With over 140 years of experience in the industry, Stafford Railway Building Society has become a trusted name in the world of finance.
The society was founded by a group of railway workers who wanted to create an organization that would help their fellow workers save money and buy their own homes. Today, Stafford Railway Building Society continues to uphold this tradition by offering competitive mortgage rates and savings accounts to its members.
Mortgages
One of the main services offered by Stafford Railway Building Society is mortgages. The society offers a range of mortgage products designed to meet the needs of different types of borrowers. Whether you are a first-time buyer or looking to remortgage your home, Stafford Railway Building Society can help you find the right product for your needs.
The society's mortgage products include fixed-rate mortgages, variable-rate mortgages, and tracker mortgages. Fixed-rate mortgages offer borrowers peace of mind by locking in their interest rate for a set period, while variable-rate mortgages allow borrowers to take advantage of changes in interest rates. Tracker mortgages track changes in the Bank of England base rate, which can result in lower monthly payments for borrowers when interest rates fall.
Savings
In addition to its mortgage products, Stafford Railway Building Society also offers savings accounts designed to help customers grow their money over time. The society's savings accounts include easy access accounts, notice accounts, regular saver accounts, and cash ISAs.
Easy access accounts allow customers to withdraw their money at any time without penalty fees or charges. Notice accounts require customers to give notice before withdrawing their funds but typically offer higher interest rates than easy access accounts. Regular saver accounts encourage customers to save regularly by offering higher interest rates on deposits made each month.
Cash ISAs are tax-free savings accounts that allow customers to save up to £20,000 per year without paying any tax on the interest earned. This makes them an attractive option for savers looking for tax-efficient ways to grow their money over time.
Customer Service
At Stafford Railway Building Society customer service is paramount; they pride themselves on delivering first-class service with award-winning customer satisfaction ratings year after year from independent surveys such as Moneyfacts Awards & Feefo reviews.
Their friendly team provides expert advice tailored specifically towards individual circumstances ensuring all members receive exceptional service throughout every stage from application through completion.
Conclusion
Overall if you're looking for an established financial institution with decades worth experience then look no further than Stafford Railways building society who have been providing excellent customer service since 1877! With competitive mortgage rates & various saving options available there really isn't anything else you could need from your bank!
srbs.co.uk
