Self-help federal credit union Review

About Self-help federal credit union

Self-Help Federal Credit Union is a non-profit financial institution that provides personal and business banking services to its members. With branches in California, Illinois, Washington, and Wisconsin, Self-Help Federal Credit Union has been serving its members since 2008.

One of the unique features of Self-Help Federal Credit Union is that it is a community development credit union. This means that it focuses on providing financial services to underserved communities and individuals who may not have access to traditional banking services. As a result, Self-Help Federal Credit Union offers competitive rates on loans and savings accounts.

Personal Banking Services

Self-Help Federal Credit Union offers a range of personal banking services including checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), and online banking.

Checking Accounts: The credit union offers two types of checking accounts – Basic Checking and Premier Checking. Both types offer free online banking with bill pay as well as free mobile banking with mobile deposit.

Savings Accounts: The credit union offers several types of savings accounts including Regular Savings, Money Market Savings, Holiday Club Savings Account, Vacation Club Savings Account and Youth Savings Account.

Loans: Self-Help Federal Credit Union provides various loan options such as auto loans for new or used cars or trucks; home equity loans for home improvements or debt consolidation; personal loans for unexpected expenses; student loans for college tuition fees etc.

Business Banking Services

Self-Help Federal Credit Union also provides business banking services such as business checking account options like Business Basic Checking & Business Premier Checking which includes unlimited transactions per month along with other benefits like no monthly maintenance fee etc., merchant card processing solutions through Elavon Merchant Services which allows businesses to accept payments from customers using debit/credit cards at their point-of-sale terminals or online stores etc., commercial real estate financing options like SBA 504 Loans & Commercial Real Estate Loans which can help businesses purchase property or refinance existing mortgages at lower interest rates than traditional banks offer etc.


Online Banking

Self-help federal credit union's Online Banking service allows you to manage your finances from anywhere in the world. You can check your account balances anytime you want without having to visit the bank physically. You can also transfer funds between your different bank accounts easily using this service. Additionally you can pay bills online through Bill Pay feature available within Online Banking platform.


Conclusion

In conclusion Self-help federal credit union is an excellent choice if you are looking for a reliable financial institution that cares about its members' needs while offering competitive rates on both personal and business products/services they provide.
With their focus on community development they are committed towards providing affordable financial solutions especially those who may not have access otherwise.
Their commitment towards customer satisfaction makes them stand out among other banks/credit unions in the market today.
So if you're looking for personalized attention when it comes managing your finances then look no further than self-help federal credit union!