About Phelps county bank
Phelps County Bank: Your Trusted Partner for Financial Solutions
Phelps County Bank is a community bank that has been serving the residents of Rolla MO and St. James MO for over 100 years. The bank offers a wide range of financial solutions to meet the needs of individuals, families, and businesses in the area.
At Phelps County Bank, we understand that every customer has unique financial goals and challenges. That's why we take a personalized approach to banking, offering customized solutions that are tailored to your specific needs.
Whether you're looking for free checking accounts, mortgage loans, personal loans or business loans, Phelps County Bank has got you covered. Our team of experienced bankers will work with you every step of the way to ensure that you get the best possible solution for your financial needs.
Free Checking Accounts
At Phelps County Bank, we believe that everyone should have access to free checking accounts. That's why we offer a range of checking account options with no monthly fees or minimum balance requirements.
Our free checking accounts come with a host of features such as online banking and bill pay services, mobile banking apps and debit cards. You can also enjoy unlimited check writing privileges without any hidden fees or charges.
Mortgage Loans
Buying a home is one of the biggest investments you'll ever make in your life. At Phelps County Bank, we understand this and offer competitive mortgage loan rates to help make your dream home a reality.
We offer various types of mortgage loans including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans and VA loans. Our experienced loan officers will guide you through the entire process from pre-approval to closing so that you can focus on finding your dream home.
Personal Loans
Sometimes unexpected expenses arise such as medical bills or car repairs which require immediate attention but may not be covered by insurance or savings. In such cases personal loans can be an excellent option for getting quick access to funds when needed most.
At Phelps County Bank our personal loan options include unsecured personal loans as well as secured personal loans where collateral is required such as cars or other assets owned by borrowers themselves which helps them secure lower interest rates than unsecured ones would provide them with otherwise!
Business Loans
If you're looking for financing options for starting up or expanding your business then look no further than Phelps county bank! We offer various types of business financing including SBA (Small Business Administration) guaranteed lending programs which provide low-interest rate funding opportunities along with other traditional commercial lending products like lines-of-credit & term-loans etc., all designed specifically around helping entrepreneurs achieve their goals!
Online Banking Services
In today's fast-paced world where time is money it's important to have access 24/7 online banking services at fingertips! At Phelps county bank our customers can easily manage their finances from anywhere anytime using our user-friendly online banking platform which provides easy-to-use tools like bill-pay service & mobile app etc., making it easier than ever before stay on top all transactions happening within account balances while also keeping track upcoming payments due dates too!
Conclusion:
In conclusion if you're looking reliable partner who understands importance providing quality customer service while also offering competitive pricing then look no further than phelps county bank! With over century experience serving local communities throughout Missouri state there isn't anyone better equipped help navigate complex world finance today! So whether need assistance opening new account applying loan refinancing existing debt consolidating multiple debts into single payment plan - whatever situation may be - trust us deliver results exceed expectations every time!