Permatabank Review

About Permatabank

PermataBank: Your Trusted Partner for Innovative Banking Solutions

PermataBank is a leading financial institution in Indonesia that offers a wide range of innovative banking solutions to meet the diverse needs of its customers. With a deep understanding of the aspirations and goals of its clients, PermataBank has been providing cutting-edge banking products and services for personal, shariah, and business purposes.

Founded in 1954 as PT Bank Bali Tbk, PermataBank has come a long way since then. In 2002, it was acquired by Standard Chartered Bank and PT Astra International Tbk. This strategic partnership has enabled PermataBank to leverage the global expertise of Standard Chartered Bank while maintaining its local roots.

Today, PermataBank is one of the most trusted banks in Indonesia with over 300 branches across the country. It offers a comprehensive suite of financial products and services that cater to individuals, small businesses, corporations, and institutions.

Personal Banking

At PermataBank, we understand that every individual has unique financial needs. That's why we offer personalized banking solutions that are tailored to your specific requirements. Whether you're looking for savings accounts or loans for your dream home or car purchase or investment options to grow your wealth – we have got you covered.

Our personal banking products include:

- Savings Accounts
- Current Accounts
- Time Deposits
- Loans (Home Loans & Auto Loans)
- Credit Cards
- Investment Products (Mutual Funds & Unit Link)

Shariah Banking

For our Muslim customers who prefer Shariah-compliant banking solutions based on Islamic principles – we offer an extensive range of Shariah-compliant products under our subsidiary bank - PT Bank Syariah Permatasari.

Our Shariah-compliant products include:

- Savings Accounts (Wadiah & Mudharabah)
- Current Accounts (Wadiah & Mudharabah)
- Time Deposits (Mudharabah)
- Financing Products (Murabahah & Musyarakah)

Business Banking

At PermataBank, we believe that small businesses are the backbone of any economy. That's why we offer customized business banking solutions designed to help entrepreneurs grow their businesses sustainably.

Our business banking products include:

- Business Savings Accounts
- Business Current Accounts
- Business Loans (Working Capital Loans & Term Loans)
- Trade Finance Services
- Import/Export Financing
- Letters Of Credit
- Guarantees
- Collections

Corporate Banking

For large corporations and institutions with complex financial needs – our corporate banking team provides tailor-made solutions backed by extensive industry knowledge and expertise.

Our corporate banking services include:

1) Corporate Lending:
- Working Capital Financing
- Project Financing
- Acquisition Financing

2) Cash Management:
- Account Management Services
- Payment Services
- Collection Services

3) Trade Finance:
- Import/Export Financing
- Letters Of Credit
- Guarantees

4) Treasury Solutions:
-Foreign Exchange Transactions
-Money Market Transactions

Digital Banking Solutions

In today's fast-paced world where time is money – digitalization is key! At Permatabank ,we understand this need very well; hence we have developed various digital channels so you can access our services anytime anywhere!

Our digital channels include:

1) Internet/Mobile Banking: Our internet/mobile platform allows you to access all your account information online from anywhere at any time!

2) ATMs: We have over 1000 ATMs across Indonesia which allow you easy access to cash withdrawals/deposits/transfers/bill payments etc., without having to visit a branch!

3) Phone Banking: Our phone-banking service allows you quick access to account information/transactions/bill payments etc., just by dialing our customer care number!

Conclusion

Permatabank is committed towards providing innovative yet simple-to-use financial solutions which cater towards fulfilling all your aspirations! With over six decades worth experience in serving Indonesian people; trust us when it comes down towards managing your finances!