About Pearl hawaii federal credit union
Pearl Hawaii Federal Credit Union: Banking with Oomph
Pearl Hawaii Federal Credit Union is a financial institution that offers a wide range of banking services to its members. Established in 1936, Pearl Hawaii has been serving the community for over 80 years. With its headquarters located in Waipahu, Hawaii, Pearl Hawaii has grown to become one of the largest credit unions in the state.
At Pearl Hawaii, we believe that banking should be more than just transactions and numbers. We strive to provide our members with an exceptional banking experience that goes beyond their expectations. Our goal is to help our members achieve their financial goals and dreams by providing them with personalized service and innovative solutions.
Checking Accounts
We offer a variety of checking accounts designed to meet the needs of different individuals and families. Whether you are looking for a basic account or one with added benefits such as rewards or overdraft protection, we have an option for you. Our checking accounts come with free online banking, mobile banking, e-statements, and bill pay.
Mortgages
Buying a home is one of the biggest investments you will make in your lifetime. At Pearl Hawaii, we understand this and offer competitive rates on mortgages for both first-time homebuyers and those looking to refinance their existing mortgage. Our experienced loan officers will guide you through every step of the process from pre-approval to closing.
Credit Cards
Our credit cards come with low rates and no annual fees making them an excellent choice for everyday purchases or emergencies. We also offer rewards programs that allow you to earn points towards travel or merchandise when using your card.
Investments
Planning for your future is essential if you want financial security later on in life. At Pearl Hawaii, we offer investment options such as IRAs (Individual Retirement Accounts) and CDs (Certificates of Deposit) that can help grow your money over time while keeping it safe.
Auto Loans
Whether you are buying a new car or refinancing an existing loan from another lender, our auto loans come with competitive rates and flexible terms up to 84 months.
Kids Accounts
Teaching children about money management at an early age can set them up for success later on in life. That's why we offer savings accounts specifically designed for kids under 18 years old which comes along free online access so they can monitor their savings progress anytime anywhere!
Personal Loans
Sometimes unexpected expenses arise which require immediate attention but not everyone has enough cash saved up! In these situations personal loans could be helpful! We provide personal loans at affordable interest rates so that our members don't have any trouble paying back what they borrowed!
Why Choose Pearl Hawaii?
At Pearl Hawaii Federal Credit Union we pride ourselves on being more than just another bank; rather we are committed partners who work tirelessly towards helping our members achieve their financial goals! With personalized service tailored specifically around each individual's needs coupled together innovative solutions like mobile app access & e-statements - there really isn't anything else quite like us out there today! So why wait? Join us today & start experiencing all these amazing benefits firsthand!