About Ouachita independent bank
Ouachita Independent Bank: Providing Financial Solutions for Over 50 Years
Ouachita Independent Bank (OIB) is a community bank that has been serving the financial needs of individuals and businesses in Louisiana since 1961. With a commitment to providing personalized service, competitive rates, and innovative products, OIB has become one of the most trusted banks in the region.
At OIB, we understand that every customer has unique financial goals and challenges. That's why we offer a wide range of banking services to meet your needs. Whether you're looking for checking accounts, savings accounts, loans or credit cards, our experienced team is here to help you find the right solution.
Checking Accounts
We offer several types of checking accounts to fit your lifestyle and budget. Our basic checking account comes with no monthly maintenance fee and unlimited check writing privileges. If you're looking for more features like online banking or overdraft protection, our other checking account options may be right for you.
Savings Accounts
Saving money is an important part of achieving your financial goals. At OIB, we offer several savings account options including traditional savings accounts with competitive interest rates as well as money market accounts that allow you to earn higher interest rates on larger balances.
Loans
Whether you need a personal loan or a business loan, Ouachita Independent Bank can help. We offer competitive rates on loans for cars, boats, RVs and more. Our business loans can help finance everything from equipment purchases to real estate investments.
Credit Cards
Our credit cards come with low interest rates and no annual fees making them an affordable option for everyday purchases or unexpected expenses.
Mortgages
Buying a home is one of the biggest investments most people will make in their lifetime. At OIB we understand how important it is to find the right mortgage product at an affordable rate. That's why we offer several mortgage options including fixed-rate mortgages with terms up to 30 years as well as adjustable-rate mortgages (ARMs) that provide flexibility in payment amounts over time.
Online Banking
In today's fast-paced world it's important to have access to your finances anytime anywhere. Ouachita Independent Bank offers online banking services that allow customers to view account balances and transactions from any device with internet access.
Mobile Banking App
Our mobile app allows customers easy access their bank information through their smartphones or tablets while on-the-go!
Community Involvement
At Ouachita Independent Bank we believe in giving back by supporting local organizations through donations & volunteer work!
Conclusion:
If you're looking for personalized service from experienced professionals who are committed helping achieve your financial goals then look no further than Ouachita Independent Bank! With over 50 years experience providing innovative solutions tailored specifically towards each individual customer’s needs – whether they be personal or business related – there’s never been better time than now join us today!