About Oswego county federal credit union
Oswego County Federal Credit Union: Providing Quality Financial Services to Oswego, New York
Oswego County Federal Credit Union (OCFCU) is a member-owned, not-for-profit financial cooperative association that has been serving the region of Oswego, New York since 1975. The credit union is dedicated to providing quality financial products and services to its members while promoting thrift and sound financial management.
As a member-owned institution, OCFCU operates under the principle of "people helping people." This means that every member has an equal say in how the credit union is run and profits are returned to members in the form of lower loan rates, higher savings rates, and fewer fees.
OCFCU offers a wide range of financial products and services designed to meet the needs of its members. These include checking accounts, savings accounts, loans (including auto loans, personal loans, home equity loans), mortgages (including fixed-rate mortgages and adjustable-rate mortgages), credit cards (including Visa Platinum Rewards Card), online banking services (including mobile banking), investment services (through CUSO Financial Services L.P.), insurance services (through TruStage Insurance Agency), and more.
One of the key benefits of being a member at OCFCU is access to low-cost loans. The credit union offers competitive interest rates on all types of loans with flexible repayment terms. Members can also take advantage of free financial counseling from certified counselors who can help them manage their finances better.
Another benefit for members is access to free online banking services. With online banking at OCFCU, members can check their account balances anytime they want from anywhere they have internet access. They can also transfer funds between accounts or pay bills online without having to visit a branch office.
In addition to providing quality financial products and services for its members, OCFCU also gives back to the community through various charitable initiatives. For example, it sponsors local events such as concerts in parks or fireworks displays during holidays like Independence Day or Labor Day weekend celebrations.
Overall, Oswego County Federal Credit Union provides excellent value for its members by offering high-quality financial products and services at competitive prices while promoting thrift and sound money management practices among its membership base. If you live in Oswego County or nearby areas in New York State looking for a reliable partner when it comes managing your finances then look no further than OCFCU!