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Rups 456
5 months ago

Front-line staff and customer service are worst at...

Front-line staff and customer service are worst at the Itaharai branch. Which was best once upon a time at the Lazimpat branch. scared to trust this bank because of so many issues heard through social media. Already stopped doing big transactions with this bank.
As of now, The best part is only mobile banking.

Y
8 months ago

Nic Asia Bank offers outstanding services and has ...

Nic Asia Bank offers outstanding services and has excellent customer support. Their online banking platform is user-friendly and secure. I have been a customer for several years and have never had any issues. Nic Asia Bank is definitely a bank worth considering.

J
10 months ago

👍 Nic Asia Bank provides excellent customer servic...

👍 Nic Asia Bank provides excellent customer service. The staff is always courteous and helpful. I have never encountered any issues with their services. I highly recommend them to anyone looking for a reliable bank.

J
10 months ago

I recently switched to Nic Asia Bank and I am very...

I recently switched to Nic Asia Bank and I am very satisfied with their services. The website is easy to navigate, and the mobile app is convenient for banking on the go. I especially appreciate their competitive interest rates on savings accounts. Overall, Nic Asia Bank is a great choice for banking.

J
12 months ago

😊 Nic Asia Bank has been my go-to bank for many ye...

😊 Nic Asia Bank has been my go-to bank for many years. The staff is always helpful and friendly. Their online banking platform is easy to navigate and provides all the necessary features. I am very satisfied with their services and would recommend them to anyone looking for a reliable bank.

N
1 year ago

Nic Asia Bank has been my preferred choice for ban...

Nic Asia Bank has been my preferred choice for banking for many years. Their services are reliable and the staff is always professional. The online banking platform is easy to use and offers a wide range of features. I would highly recommend Nic Asia Bank to anyone.

L
1 year ago

I recently switched to Nic Asia Bank and I am extr...

I recently switched to Nic Asia Bank and I am extremely satisfied with their services. The staff is friendly and helpful, and their online banking platform is user-friendly. I have had no issues with their services so far. Nic Asia Bank is definitely a bank I can rely on.

J
1 year ago

I recently opened an account with Nic Asia Bank an...

I recently opened an account with Nic Asia Bank and I am impressed with their services. The staff is friendly and knowledgeable. The online banking platform is easy to use and offers all the features I need. I would highly recommend Nic Asia Bank to anyone looking for a reliable banking partner.

C
1 year ago

As a long-time customer of Nic Asia Bank, I can co...

As a long-time customer of Nic Asia Bank, I can confidently say that they have always met my banking needs. Their online banking platform is user-friendly and their customer service is top-notch. I appreciate the convenience and reliability they offer. Nic Asia Bank is definitely one of the best banks in the country.

C
1 year ago

I have been a customer of Nic Asia Bank for severa...

I have been a customer of Nic Asia Bank for several years and I have had nothing but positive experiences with them. Their online banking platform is user-friendly and offers a wide range of services. The staff is always friendly and helpful. I highly recommend Nic Asia Bank to anyone looking for a reliable and efficient banking institution.

J
1 year ago

👌 I am extremely happy with the services provided ...

👌 I am extremely happy with the services provided by Nic Asia Bank. The staff is always friendly and willing to assist. Their online banking platform is easy to navigate, and I have never faced any technical issues. I highly recommend Nic Asia Bank to anyone in need of banking services.

About Nic asia bank

NIC ASIA Bank: A Leading Private-Sector Commercial Bank in Nepal

NIC ASIA Bank is a leading private-sector commercial bank in Nepal that has been providing banking services to its customers for over two decades. The bank was established in 1998 as Nepal Indosuez Bank Ltd., a joint venture between Nepalese and French investors. In 2007, the bank was rebranded as NIC ASIA Bank after the acquisition of majority shares by Nepalese investors.

Today, NIC ASIA Bank is one of the largest private-sector commercial banks in Nepal in terms of capital base, number of branches, ATM network, and customer base. The bank has a strong presence across the country with over 300 branches and more than 600 ATMs. It offers a wide range of banking products and services to its customers including personal banking, corporate banking, SME banking, microfinance, remittance services, and more.

Personal Banking

NIC ASIA Bank offers various personal banking products and services to meet the financial needs of individuals. These include savings accounts with attractive interest rates, fixed deposit accounts with flexible tenures ranging from one month to five years or more depending on customer requirements.

The bank also provides loans for various purposes such as home loans for buying or constructing homes or apartments; auto loans for purchasing new or used vehicles; education loans for pursuing higher education; personal loans for meeting unexpected expenses; credit cards with attractive rewards programs; debit cards that can be used at ATMs or merchant outlets worldwide.

Corporate Banking

NIC ASIA Bank provides comprehensive corporate banking solutions to businesses across different sectors such as manufacturing industries, trading companies, service providers among others. The bank offers customized solutions based on specific business requirements such as working capital finance facilities like overdrafts or cash credits; term loan facilities like project finance or equipment finance; trade finance facilities like letters of credit (LCs) or guarantees among others.

SME Banking

Small and medium-sized enterprises (SMEs) are an important segment that contributes significantly to economic growth in Nepal. NIC ASIA Bank recognizes this fact and provides specialized SME banking solutions tailored to meet their unique needs such as working capital financing through overdrafts/cash credits/term loans/letter-of-credit-based limits etc.; trade financing through LC/guarantee/bill discounting etc.; investment financing through project finance/equipment leasing/hire purchase etc.; advisory services related to business planning/marketing strategy/financial management/taxation/legal compliance etc.

Microfinance

Microfinance is another important area where NIC Asia has made significant contributions towards financial inclusion by providing access to credit facilities at affordable rates especially targeting low-income households living below poverty line who have limited access formal financial institutions due lack collateral security required by traditional banks .The microfinance program offered by NIC Asia includes group lending schemes where members pool their resources together under joint liability arrangements which helps them build up savings while repaying their loan installments regularly without defaulting thereby improving their creditworthiness over time .

Remittance Services

Remittance Services are an integral part of any modern-day commercial banks' offerings especially given the large number Nepali migrant workers abroad who send money back home regularly .Nic Asia's remittance service allows customers receive money from abroad quickly ,easily & securely via SWIFT transfers ,Western Union Money Transfer & other channels .

Conclusion:

In conclusion,NIC Asia is one of the most trusted names when it comes private sector commercial banks operating within Nepal .With its extensive branch network ,wide range product offerings & commitment towards innovation & technology adoption it continues remain relevant even amidst stiff competition from other players within industry .Whether you're looking save your hard earned money earn interest on deposits ,take out loan buy dream car/home/business expansion plans - Nic Asia has got covered !