About Neighborworks alaska
NeighborWorks Alaska: Providing Affordable Housing Solutions in Alaska
NeighborWorks Alaska is a non-profit organization that has been providing affordable housing solutions to Alaskans for over 30 years. The organization was founded in 1981 as Anchorage Neighborhood Housing Services, and it has since expanded its services to other parts of the state.
The mission of NeighborWorks Alaska is to create opportunities for people to live in safe, healthy, and affordable homes. The organization achieves this by providing rental opportunities and pathways to home ownership. It also offers financial education and counseling services to help individuals achieve their housing goals.
Rental Opportunities
NeighborWorks Alaska provides rental opportunities through its property management division. The organization manages over 500 units of affordable rental housing throughout the state. These units are available for families, seniors, and individuals with disabilities.
The properties managed by NeighborWorks Alaska are well-maintained and offer a range of amenities such as on-site laundry facilities, playgrounds, community rooms, and computer labs. Rent is based on income, which means that tenants pay no more than 30% of their income towards rent.
Pathways to Home Ownership
NeighborWorks Alaska also helps individuals achieve their dream of owning a home through its homeownership program. The program offers homebuyer education classes that cover topics such as budgeting, credit repair, mortgage financing options, home maintenance, and energy efficiency.
In addition to education classes, NeighborWorks Alaska provides down payment assistance loans up to $40k at zero percent interest rate with no monthly payments required until the house is sold or refinanced; this makes it easier for low- or moderate-income families who may not have enough savings for a down payment but can afford monthly mortgage payments.
Financial Education & Counseling Services
NeighborWorks Alaska understands that achieving financial stability is essential when it comes to homeownership or renting an apartment; therefore they offer free financial education classes covering topics like budgeting skills development workshops where participants learn how money works so they can make informed decisions about spending habits while saving money at the same time!
Additionally they provide one-on-one counseling sessions with certified counselors who help clients develop personalized plans tailored specifically towards achieving their financial goals whether it's buying a house or paying off debt!
Conclusion
In conclusion Neighborworks alaska has been helping Alaskans find affordable housing solutions since 1981! They provide rental opportunities through property management division which manages over five hundred units across the state; Pathways To Homeownership Program offering educational courses on budgeting skills development workshops along with down payment assistance loans up $40k at zero percent interest rate making homeownership possible even if you don't have enough savings! Lastly Financial Education & Counseling Services offered by certified counselors who help clients develop personalized plans tailored specifically towards achieving their financial goals whether it's buying a house or paying off debt!