About Meriwest credit union
Meriwest Credit Union: The Best Financial Institution in the Bay Area
Meriwest Credit Union is a financial institution that has been serving the Bay Area for over 60 years. It is a not-for-profit organization that offers a wide range of financial services to its members, including checking and savings accounts, auto loans, mortgages, business banking, and more. Meriwest Credit Union is committed to providing its members with exceptional service and competitive rates.
Checking Accounts
Meriwest Credit Union offers several types of checking accounts to meet the needs of its members. The Basic Checking account has no monthly fee and no minimum balance requirement. The Premier Checking account offers higher interest rates on balances over $2,500 and includes free checks.
Savings Accounts
Meriwest Credit Union also offers several types of savings accounts to help its members save money for their future goals. The Regular Savings account has no monthly fee and earns interest on balances over $100. The Money Market Savings account earns higher interest rates on balances over $2,500.
Auto Loans
If you're in the market for a new or used car, Meriwest Credit Union can help you finance your purchase with an auto loan. Its auto loans offer competitive rates and flexible terms to fit your budget.
Mortgages
Whether you're buying your first home or refinancing your current mortgage, Meriwest Credit Union can help you find the right mortgage product for your needs. Its mortgage products include fixed-rate mortgages, adjustable-rate mortgages (ARMs), jumbo loans, FHA loans, VA loans, and more.
Business Banking
If you own a small business or are thinking about starting one in the Bay Area, Meriwest Credit Union can provide you with the financial services you need to succeed. Its business banking products include checking accounts, savings accounts, merchant services (credit card processing), payroll services (direct deposit), online banking (bill pay), mobile banking (remote deposit capture), commercial real estate loans (owner-occupied properties), equipment financing (leasing or purchasing equipment), lines of credit (working capital needs), term loans (expansion projects).
HELOCs
A Home Equity Line Of Credits allows homeowners access funds based on their home's equity value as collateral without having to refinance their existing mortgage loan(s). This type of loan is ideal if homeowners want access funds at any time without having to go through another application process each time they need money from this line-of-credit product offered by Merriest credit union.
Why Choose Merriest?
There are many reasons why people choose Merriest credit union as their primary financial institution:
1) Competitive Rates: With lower fees than traditional banks & better interest rates than most other credit unions.
2) Exceptional Service: Members receive personalized attention from experienced professionals who understand their unique needs.
3) Community Involvement: As part of our commitment towards social responsibility we support local charities & non-profits.
4) Convenience: With multiple branches throughout Silicon Valley & San Francisco Bay area plus online/mobile banking options available 24/7
5) Security: Deposits are insured up-to $250k per member by NCUA which provides peace-of-mind knowing that deposits are safe even if something happens beyond our control.
Conclusion:
In conclusion,MeriWest credit union is an excellent choice for anyone looking for a reliable financial institution in Silicon Valley & San Francisco Bay area.Their commitment towards providing exceptional service combined with competitive pricing makes them stand out among other banks/credit unions.They have been serving this community since 1961 which shows how much they care about helping people achieve their dreams.If you're looking for personalized attention from experienced professionals who understand your unique needs then look no further than merriest!